If you have a house, you need home warranty. Even if you take great care of your home’s systems and appliances, inevitably, things will break down and need to be repaired. With anything that is being used as heavily as a heating system or dishwasher, the question is not if it will break but when.
With a home warranty, you pay one flat fee every month - usually around $30 - and when an appliance breaks, you pay a small deductible and a local repairman shows up, often the next day.
Here’s our list of the 10 best providers whose coverage you can trust.