Everything you need to know about choosing the best home warranty policy for your home

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For many homeowners, protecting their home's value goes beyond buying homeowner's insurance that covers major damages and accidents. Home protections also means choosing a home warranty that will cover repair and replacement of your home's heating/cooling and plumbing systems or appliances when they break down or fail.

When it comes time to choose a home warranty, many homeowners are overwhelmed by all the options available.

Choosing the right home warranty for your property means taking the time to think through your needs and carefully review your options.

While no one home warranty fits every need, you can use the following guidelines to make the smartest home-warranty purchasing decision possible.

The reputation of your warranty provider.

It's important to make sure that you're working with a reputable and trusted company that provides satisfactory service. It’s critical to look into a company's reputation by reading reviews on consumer websites. It's also important to check with your local Better Business Bureau (BBB) to see if the provider is BBB accredited or if they have received any serious complaints.

The warranty company's state licensing.

It's absolutely essential to choose a home warranty provider that is fully licensed in the state where your property is located. In most states, you can check business licenses online.

Choice Home Warranty , for example, is a leading home warranty provider that is licensed nationwide. Choice’s pros include having fast, reliable, and local technicians as well as a 24/7 claims hotline that will get your the nearest technician as soon as you need it.

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The specific policy coverage.

Every homeowner has different needs unique to their property when it comes to a comprehensive home warranty policy. To make sure you’re getting what you need, list what you need covered, then make sure that any policy you’re looking at covers those specific items and systems.

For customizing your policy, our top pic is American Home Shield. Unlike many companies which offer only one plan for appliances and another plan for systems, American Home Shield plans cover a mixture of appliances and systems in all 50 states.

AHS will also dismantle and remove defective equipment, something that almost all other home warranty providers make you pay for.

 

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The policy's conditions, caps and exemptions.

Before you buy a home warranty, read the fine print! Make sure you know what your policy's monetary cap is and what exemptions might apply to your home.

Still not convinced? Check out our break-down of the top 6 reasons why a home warranty is a smart choice here.

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This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

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Advertising Disclosure

This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

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Searching for the best option for you

Choice is the most popular home warranty provider, offering 24/7 support, the largest network of technicians pe region and a repair or replace guarantee - so you know you’ll always be covered.

Plans cost between $37 - $43/month.

Select offers 24/7 support, the largest network of technicians in your region and has some of the highest coverage limits anywhere, so you know you’ll be covered in the event of a breakdown.

Plans cost between $36 - $42/month.

American Home Shield is the industry leader, providing the fastest service (local contractors assigned within 24 hours) & coverage tailored to your needs.

Get covered for less than $50/month.

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